What types of commercial business insurance should every company have, no matter the size? Jim Klingensmith, president of L. Calvin Jones & Co.: First and foremost is general liability insurance. That takes care of anything that happens from bodily injury to property damage caused from what a business does. Then it can get more intricate […]
L. Calvin Jones & Co.
Jim Klingensmith, a Certified Insurance Counselor and Certified Worker’s Compensation Adviser with 28 years of experience, designs insurance programs that best meet the needs of his clients, with an emphasis on net income risk management.
Klingensmith is also a business consultant and entrepreneur who says he truly enjoys helping business owners to “think outside the box” in developing new ways to increase revenues, or simply fix a problem within their organization.
A life-long resident of the Youngstown area, he attended Youngstown State University and joined L. Calvin Jones in 1988 with a background in retail sales management and marketing.
Klingensmith became president of L. Calvin Jones in November 2016.
He is active in the Youngstown Warren Regional Chamber and the Builders Association of Eastern and Western Pennsylvania, and sits on the boards of Turning Point Counseling Services and the Workforce Development Board of Mahoning & Columbiana counties.
Insurance Strategies For Business Since 1911
L. Calvin Jones & Co., founded in 1911, has grown to become the largest independently owned and operated insurance agency in the Mahoning Valley.
The company is headquartered at 3744 Starr Centre Drive in Canfield.
Its goal is to become its customers’ partner for complete enterprise risk management. This is accomplished by the professional staff at L. Calvin Jones gaining a complete understanding of every customer’s company and its operations, then designing an insurance program specific to that company’s needs.
The company emphasizes that an insurance policy is a contract between the customer and the insurance company, and a customer’s protection is only as good as the agent’s or agency’s knowledge of those contracts, as well as the insurance companies they represent.
As an independent agency, L. Calvin Jones can access the country’s finest and most financially sound insurance companies.
Eight years ago, the agency became an owner and partner with the Keystone Insurance Group, which is recognized as one of the largest insurance organizations in the U.S., with annual sales of over $2 billion.
While L. Calvin Jones can design an insurance program for any type of business, it has areas of expertise that include the construction industry. In fact, the agency is one of the top surety bonds specialists in the country, writing surety bonds for more than 105 years.
The agency also specializes in manufacturing, schools (both public and private), property management companies, wholesalers and distributors, large retail stores, restaurants, truck, auto and motorcycle dealerships and local trucking.