This Month’s Featured Expert

Jim Klingensmith, L. Calvin Jones & Co.

Jim Klingensmith, a Certified Insurance Counselor and Certified Worker’s Compensation Adviser with 28 years of experience, designs insurance programs that best meet the needs of his clients, with an emphasis on net income risk management.

Klingensmith is also a business consultant and entrepreneur who says he truly enjoys helping business owners to “think outside the box” in developing new ways to increase revenues, or simply fix a problem within their organization.

A life-long resident of the Youngstown area, he attended Youngstown State University and joined L. Calvin Jones in 1988 with a background in retail sales management and marketing.

Klingensmith became president of L. Calvin Jones in November 2016.

He is active in the Youngstown Warren Regional Chamber and the Builders Association of Eastern and Western Pennsylvania, and sits on the boards of Turning Point Counseling Services and the Workforce Development Board of Mahoning & Columbiana counties.

If They Don’t Ask, You Might Not Be Covered

What types of commercial business insurance should every company have, no matter the size?

Jim Klingensmith, president of L. Calvin Jones & Co.: First and foremost is general liability insurance. That takes care of anything that happens from bodily injury to property damage caused from what a business does. Then it can get more intricate from there based on the size of the business.

As the business grows, it has the property, the buildings, the real property and the property of others. If it has property that is going to leave the premises, then we go into additional professional liabilities and errors and omissions.

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