NILES, Ohio – David Valentiner, managing director of interest rate management for First National Bank, was the featured speaker at the Youngstown/Warren Regional Chamber’s Economic Forecast Breakfast.

Valentiner shared his optimism about prospects for the local economy based on local housing affordability.

“You are one of the few communities that really does have both the vibrant business community, and you still have an affordable market in terms of housing,” he said. In Los Angeles, a monthly payment costs about 90% of what the average person makes there.

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