COLUMBUS, Ohio – Huntington Bancshares Inc. reported a net income of $519 million in the fourth quarter of 2025, which was a decrease of $110 million, or 17%, from the prior quarter.

The net income was also a decrease of $11 million, or 2%, from the fourth quarter of 2024 and included $130 million of pre-tax notable items mostly due to acquisition-related expenses.

The earnings per common share was 30 cents, which was 11 cents lower than the prior quarter and 4 cents lower than a year ago.

Huntington closed its partnership with Veritex Holdings Inc. on Jan. 19 and expects to close another acquisition with Cadence next month.

“Huntington delivered a strong fourth quarter, capping off an outstanding 2025, powered by focused execution and broad‑based organic growth,” said Steve Steinour, chairman, president and CEO. “We advanced our strategy by expanding national commercial verticals, strengthening payments, wealth and capital markets capabilities, growing our consumer and regional banking businesses and accelerating our Carolinas buildout. And our credit quality remains outstanding, consistent with our aggregate moderate-to-low risk profile.”

Other fourth-quarter highlights include:

  • Net interest income increased $86 million, or 6%, from the prior quarter, and $197 million, or 14%, from the same quarter a year ago.
  • Noninterest income decreased $46 million, or 7%, from the prior quarter to $582 million. Noninterest income increased $23 million from the same quarter a year ago.
  • Average total loans and leases increased $10.7 billion from the prior quarter and $18.4 billion from the same period a year ago.
  • Average commercial loans grew by $9.5 billion from the prior quarter and $15.3 billion from a year ago, and average consumer loans grew by $1.1 billion in the fourth quarter and $3.1 billion from the same period a year ago.
  • Average total deposits increased $8.3 billion from the third quarter and $13.8 billion from the same period a year ago, inclusive of the impact of the Veritex acquisition.

The full report can be viewed HERE.