Credit Unions Bank on Relationships with Members

YOUNGSTOWN, Ohio -- Credit unions need a critical mass to remain independent and provide the financial services their members want. The increasing number of regulations and cost of technology have compelled small credit unions with limited fields of membership to ask themselves: Can we remain independent? Or should we seek to merge with a similarly sized credit union? Or should we explore acquisition by a much larger credit union? Or should we liquidate? Seeking a suitor, a much larger cre

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