As insurance rules and regulations continue to change and evolve, it’s important for all business owners and professionals to stay on top of that information. In our Insurance 101 series, the professionals of the Western Reserve Association of Health Underwriters are bringing you high-level knowledge and expertise to meet your health insurance and employee benefits needs.

The Western Reserve Association of Health Underwriters is a chapter of the Ohio Association of Health Underwriters as well as the National Association of Health Underwriters. We are a not for profit association dedicated to educating the public and decision makers about the value health insurance professionals deliver in helping consumers access the health care system and, through education and association involvement, increase members’ ability to better serve consumers. We will do so in a financially prudent and responsible manner.

Our membership represents agents who provide health insurance to companies and individuals in the State of Ohio with the customer’s best interest in mind.

Mission Statement

WRAHU will educate the public and decision makers about the value health insurance professionals deliver in helping consumers access the health care system and, through education and association involvement, increase members’ ability to better serve consumers. We will do so in a financially prudent and responsible manner.

Long-Term Care Policies Offer Options


John Morvay is the owner of Morvay Insurance Group in Canfield. He serves on the board of directors of the Western Reserve Association of Health Underwriters. Long-term care refers to the help people with chronic illnesses, disabilities or other conditions need on a daily basis over an extended period of time. The type of help can range from assistance with simple activities to skilled care that is provided by nurses, therapists or other professionals. Traditional health coverage insurance will not...