PNC Bank Introduces Android Pay System

PITTSBURGH – PNC Bank is offering its customers access to Android Pay, a system similar to Apple Pay, which allows those who bank at PNC to pay for goods and services with their Android smartphones.

Some one million merchants across the United States accept Android Pay, PNC says.

It will be available on Google Play “in the next few days,” PNC said, noting that its customers must first enroll to use it.

Enrollment is easy and takes about 40 seconds, says Tom Trebilcock, vice president of digital and mobile banking. The customer simply uses the Android app and the camera in his phone take a picture of his card and the relevant numbers on it.

The app walks the customers through enrollment.

“Android Pay allows customers who register their PNC consumer or small-business debit or credit cards to make purchase using any Android [smartphone] at participating merchants,” the PNC release said.

Participating merchants have point-of-sale terminals bearing an Android Pay logo to alert customers they accept such payment.

Android Pay, a product of Google Inc., works with all NFC-enabled Android devices that run Android OS 4.4 (KitKat) or higher, the release says.

PNC customers who use Android Pay do not have their debit or credit card numbers stored on their mobile devices, Trebilcock says, so these data are never shared with the merchants. Instead, Android Pay creates a “virtual account number along with a [one-time] dynamic, transaction-specific code to process payments.”

Customers of PNC who use Android Pay are additionally protected by PNC Security Assurance, Trebilcock points out.

Copyright 2022 The Business Journal, Youngstown, Ohio.