PNC Total Auto

PNC Bank Offers Digital Auto Shopping Experience

PITTSBURGH – PNC Bank is putting car buyers in the driver’s seat with the launch of a digital car buying experience designed to empower them with the knowledge of how much a car will cost before they go to the dealership – check in hand – so they can complete their purchase with confidence.

PNC Total Auto Powered by TrueCar streamlines a process that for many consumers is stressful and time consuming. Using their computers, tablets or mobile devices, buyers can shop for cars from dealers in their area, choose the features they want, find the best prices, apply for a loan and, if approved, receive a check the next day, all before they head to the car dealer.

“PNC Total Auto better prepares customers to make informed shopping and purchasing decisions by providing a fair, comparable price and a simplified process,” said Lakhbir Lamba, head of retail lending products at PNC Bank.

By combining the TrueCar search and pricing experience with PNC’s “Check Ready” program, car shoppers are able to integrate three major steps of the car buying process:

  • Browse: Search for cars from area dealers. See what others paid for the same car, explore real pricing on specific automobiles and receive competitive pricing comparisons from TrueCar.
  • Borrow: Apply for a loan online through PNC Total Auto, receive approval, get a check by the next day.
  • Buy: Take the check to the dealer and buy with confidence that you got a fair price.

With Check Ready, if a customer’s application is approved, they are authorized to purchase a car for up to a certain amount and may elect to receive a check at a branch or by overnight delivery. The check does not include a final price or a dealer name, allowing the buyer to shop around and bargain for the best final price.

Check Ready accommodates loans between $7,500 and $50,000 and may be used to purchase vehicles eight years old or newer from any licensed U.S. automobile dealer. PNC can assist customers with auto loans larger than $50,000 through other available products.

For more information on PNC Total Auto, go to

SOURCE: PNC Financial Services Group Inc.

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